When a parent is involved in a car accident, they have a number of things to worry about. One common issue is what to do with their child’s car seat. Is it still safe to use? Should they replace it? If they do plan to replace it, will the insurance company cover replacing it?
Continue reading to get the answers to these and other questions. Then contact The Law Offices of Larry H. Parker at 800-333-0000 if you have been injured in a car accident and need to file a personal injury lawsuit.
Car seats often have to be replaced after an accident
The National Highway Traffic Safety Associate recommends that if a child safety seat has been in a moderate or severe crash, then it should be replaced. In minor accidents, they say that it only needs to be replaced in specific situations. If all of the following is true then you may not need to replace the car seat:
- The vehicle was driven away from the accident
- There’s no visible damage to the car seat
- The door nearest the seat was not damaged
- The air bags did not go off
- No one in the car was injured
If you are on the fence and unsure if you should replace your car seat then we strongly suggest simply doing so. Remember that your child’s car seat can be the difference between life and death in a catastrophic car accident.
Your car insurance may cover the replacement of a car seat
If you believe that your child’s car seat needs to be replaced after a car accident, then you should find out if your insurance company will cover the cost. They should, as they are required by California law to replace any occupied seats.
It is common for an insurance company to cover the cost of replacing a car seat even if it is not strictly necessary according to the NHTSA guidelines. On the other hand, some companies may not have such liberal policies. If they tell you to purchase the seat and then request reimbursement from them, make sure you are clarifying what they will and will not cover.
Be careful how you dispose of your car seat after an accident
It is not uncommon for a car seat to look like it’s great shape when in reality it has been in a crash and should not be used. If you are getting rid of your seat, do not simply put it out with the trash. Instead, you will need to mark it someway to show it has been trashed. Some people will use a permanent marker to write on the car seat. Others will take it apart and dispose of each part separately.
If you have suffered injuries in a car accident then you should consider contacting a personal injury attorney to find out if you have grounds for a personal injury lawsuit. Contact The Law Offices of Larry H. Parker at 800-333-0000 for a free legal consultation.